CAPITAL (Tables)

6 Months Ended

Jun. 30, 2023

Schedule of capital requirements

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
June 30, 2023:
Total capital to risk weighted assets		95,814		16.59	%	$	46,196		8.00	%	$	55,745		10.00	%
Tier 1 capital to risk weighted assets		88,718		15.35	%		34,647		6.00	%		46,196		8.00	%
Tier 1 capital to average assets		88,718		11.05	%		32,111		4.00	%		40,139		5.00	%
Common equity Tier 1 capital
to risk weighted assets		88,718		15.35	%		25,985		4.50	%		37,534		6.50	%
December 31, 2022:
Total capital to risk weighted assets		93,028		16.50	%	$	45,106		8.00	%	$	56,382		10.00	%
Tier 1 capital to risk weighted assets		86,301		15.31	%		33,829		6.00	%		45,106		8.00	%
Tier 1 capital to average assets		86,301		10.40	%		33,206		4.00	%		41,508		5.00	%
Common equity Tier 1 capital
to risk weighted assets		86,301		15.31	%		25,372		4.50	%		36,648		6.50	%