CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 7,382	$ 6,674
Federal funds sold	7
Interest-earning deposits with banks	533	21
Investments	560	435
Dividends on equity securities (restricted)	40	27
Total interest and dividend income	8,522	7,157
INTEREST EXPENSE
Deposits	1,146	430
Borrowed funds	308	106
Total interest expense	1,454	536
NET INTEREST INCOME	7,068	6,621
PROVISION FOR CREDIT LOSSES		100
NET INTEREST INCOME AFTER
PROVISION FOR CREDIT LOSSES	7,068	6,521
NONINTEREST INCOME
Service charges and fees	917	1,007
Card processing and interchange	899	916
Insurance and investment fees	257	241
Net gain on sale and disposal of premise and equipment	129
Other noninterest income	197	205
Total noninterest income	2,399	2,369
NONINTEREST EXPENSES
Salaries and employee benefits	3,550	3,275
Occupancy and equipment expense	960	1,006
Data processing and telecommunications	641	554
Other operating expenses	1,719	1,604
Total noninterest expenses	6,870	6,439
INCOME BEFORE INCOME TAXES	2,597	2,451
INCOME TAX EXPENSE	576	530
NET INCOME	$ 2,021	$ 1,921
Earnings per share
Basic and diluted	$ 0.08	$ 0.08
Average weighted shares of common stock
Basic and diluted	$ 23,841,162	$ 23,922,086