CAPITAL (Tables)

12 Months Ended

Dec. 31, 2022

Schedule of capital requirements

		Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
December 31, 2022:
Total Capital to Risk Weighted Assets	$	93,028	16.50%	$45,106	8.0%	$	56,382	10.0%
Tier 1 Capital to Risk Weighted Assets		86,301	15.31%	33,829	6.0%		45,106	8.0%
Tier 1 Capital to Average Assets		86,301	10.40%	33,206	4.0%		41,508	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets		86,301	15.31%	25,372	4.5%		36,648	6.5%
December 31, 2021:
Total Capital to Risk Weighted Assets	$	85,890	16.23%	$ 42,332	8.0%	$	52,915	10.0%
Tier 1 Capital to Risk Weighted Assets		79,274	14.98%	31,749	6.0%		42,332	8.0%
Tier 1 Capital to Average Assets		79,274	9.86%	32,145	4.0%		40,181	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets		79,274	14.98%	23,812	4.5%		34,395	6.5%