ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2022

Receivables [Abstract]

Schedule of allocation of portion of allowance

		Real estate secured
(Dollars are in thousands)		Commercial		Construction and Land Development		Residential 1-4 family		Multifamily		Farmland		Commercial		Agriculture		Consumer and All Other		Unallocated		Total
Year ended December 31, 2022
Beginning balance	$	2,134	$	189	$	2,237	$	254	$	149	$	1,099	$	28	$	108	$	537	$	6,735
Charge-offs		(5)		(149)		(64)		(111)		(1)		(45)		(1)		(559)		-		(935)
Recoveries		33		6		100		2		14		31		1		115		-		302
Provision		202		299		91		117		(9)		(704)		4		722		(97)		625
Ending balance	$	2,364	$	345	$	2,364	$	262	$	153	$	381	$	32	$	386	$	440	$	6,727
Allowance for loan losses at December 31, 2022
Individually evluated for impairment	$	63	$	-	$	23	$	-	$	-	$	-	$	-	$	-	$	-	$	86
Collectively evaluated for impairment		2,301		345		2,341		262		153		381		32		386		440		6,641
	$	2,364	$	345	$	2,364	$	262	$	153	$	381	$	32	$	386	$	440	$	6,727
Loans at December 31, 2022
Individually evluated for impairment	$	358	$	471	$	1,649	$	-	$	248	$	23	$	-	$	-	$	-	$	2,749
Collectively evaluated for impairment		196,711		41,999		225,583		29,710		17,496		46,965		3,756		19,644		-		581,864
	$	197,069	$	42,470	$	227,232	$	29,710	$	17,744	$	46,988	$	3,756	$	19,644	$	-	$	584,613

		Real estate secured
(Dollars are in thousands)		Commercial		Construction and Land Development		Residential 1-4 family		Multifamily		Farmland		Commercial		Agriculture		Consumer and All Other		Unallocated		Total
Year ended December 31, 2021
Beginning balance	$	2,281	$	233	$	1,951	$	151	$	97	$	2,275	$	40	$	163	$	-	$	7,191
Charge-offs		(915)		-		(48)		-		-		(92)		-		(78)		-		(1,133)
Recoveries		2		6		85		-		29		137		1		45		-		305
Provision		766		(50)		249		103		23		(1,221)		(13)		(22)		537		372
Ending balance	$	2,134	$	189	$	2,237	$	254	$	149	$	1,099	$	28	$	108	$	537	$	6,735
Allowance for loan losses at December 31, 2021
Individually evluated for impairment	$	94	$	-	$	53	$	-	$	17	$	2	$	-	$	-	$	-	$	166
Collectively evaluated for impairment		2,040		189		2,184		254		132		1,097		28		108		537		6,569
	$	2,134	$	189	$	2,237	$	254	$	149	$	1,099	$	28	$	108	$	537	$	6,735
Loans at December 31, 2021
Individually evluated for impairment	$	414	$	24	$	1,848	$	-	$	517	$	28	$	-	$	2	$	-	$	2,833
Collectively evaluated for impairment		205,748		32,301		222,682		33,048		18,218		54,297		4,021		20,596		-		590,911
	$	206,162	$	32,325	$	224,530	$	33,048	$	18,735	$	54,325	$	4,021	$	20,598	$	-	$	593,744