ALLOWANCE FOR LOAN LOSSES (Tables)

9 Months Ended

Sep. 30, 2022

Receivables [Abstract]

Schedule of allocation of portion of allowance

		Real estate secured
(Dollars are in thousands)		Commercial			Construction and Land Development			Residential 1-4 family			Multifamily			Farmland			Commercial			Agriculture		Consumer and All Other			Unallocated			Total
Nine months ended September 30, 2022
Beginning balance	$	2,134		$	189		$	2,237		$	254		$	149		$	1,099		$	28	$	108		$	537		$	6,735
Charge-offs		(5	)		(149	)		(52	)		(111	)		(2	)		(29	)		—		(454	)		—			(802	)
Recoveries		33			3			87			2			14			29			—		92			—			260
Provision		42			394			(107	)		97			(24	)		(429	)		1		565			(139	)		400
Ending balance	$	2,204		$	437		$	2,165		$	242		$	137		$	670		$	29	$	311		$	398		$	6,593
Three months ended September 30, 2022
Beginning balance	$	2,162		$	450		$	2,239		$	408		$	141		$	853		$	29	$	170		$	364		$	6,816
Charge-offs		(5	)		(149	)		(28	)		(50	)		(2	)		(1	)		—		(409	)		—			(644	)
Recoveries		33			3			65			2			14			15			—		64			—			196
Provision		14			133			(111	)		(118	)		(16	)		(197	)		—		486			34			225
Ending balance	$	2,204		$	437		$	2,165		$	242		$	137		$	670		$	29	$	311		$	398		$	6,593
Allowance for loan losses at September 30, 2022
Individually evaluated for impairment	$	69		$	174		$	26		$	—		$	—		$	—		$	—	$	—		$	—		$	269
Collectively evaluated for impairment		2,135			263			2,139			242			137			670			29		311			398			6,324
	$	2,204		$	437		$	2,165		$	242		$	137		$	670		$	29	$	311		$	398		$	6,593
Loans at September 30, 2022
Individually evaluated for impairment	$	383		$	716		$	1,696		$	—		$	268		$	24		$	—	$	—		$	—		$	3,087
Collectively evaluated for impairment		197,718			37,882			225,010			29,062			17,199			45,102			3,799		21,015			—			576,787
	$	198,101		$	38,598		$	226,706		$	29,062		$	17,467		$	45,126		$	3,799	$	21,015		$	—		$	579,874

		Real estate secured
(Dollars are in thousands)		Commercial		Construction and Land Development		Residential 1-4 family		Multifamily		Farmland		Commercial		Agriculture		Consumer and All Other		Unallocated		Total
Allowance for loan losses at December 31, 2021
Individually evaluated for impairment	$	94	$	—	$	53	$	—	$	17	$	2	$	—	$	—	$	—	$	166
Collectively evaluated for impairment		2,040		189		2,184		254		132		1,097		28		108		537		6,569
	$	2,134	$	189	$	2,237	$	254	$	149	$	1,099	$	28	$	108	$	537	$	6,735
Loans at December 31, 2021
Individually evaluated for impairment	$	414	$	24	$	1,848	$	—	$	517	$	28	$	—	$	2	$	—	$	2,833
Collectively evaluated for impairment		205,748		32,301		222,682		33,048		18,218		54,297		4,021		20,596		—		590,911
	$	179,381	$	25,031	$	222,980	$	16,569	$	18,368	$	86,010	$	4,450	$	22,777	$	—	$	593,744

		Real estate secured
(Dollars are in thousands)		Commercial			Construction and Land Development			Residential 1-4 family			Multifamily			Farmland		Commercial			Agriculture			Consumer and All Other			Unallocated		Total
Nine months ended September 30, 2021
Beginning balance	$	2,281		$	233		$	1,951		$	151		$	97	$	2,275		$	40		$	163		$	—	$	7,191
Charge-offs		(915	)		—			(48	)		—			—		(92	)		—			(55	)		—		(1,110	)
Recoveries		2			6			25			—			—		134			1			36			—		204
Provision		700			(69	)		180			6			59		(842	)		(14	)		(42	)		394		372
Ending balance	$	2,068		$	170		$	2,108		$	157		$	156	$	1,475		$	27		$	102		$	394	$	6,657
Three months ended September 30, 2021
Beginning balance	$	2,151		$	155		$	2,046		$	160		$	137	$	1,916		$	28		$	103		$	—	$	6,696
Charge-offs		—			—			(38	)		—			—		—			—			(27	)		—		(65	)
Recoveries		—			6			8			—			—		3			—			9			—		26
Provision		(83	)		9			92			(3	)		19		(444	)		(1	)		17			394		—
Ending balance	$	2,068		$	170		$	2,108		$	157		$	156	$	1,475		$	27		$	102		$	394	$	6,657