CAPITAL (Tables)

9 Months Ended

Sep. 30, 2022

Schedule of capital requirements

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
September 30, 2022:
Total Capital to Risk Weighted Assets		90,849		16.35	%	$	44,465		8.0	%	$	55,582		10.0	%
Tier 1 Capital to Risk Weighted Assets		84,256		15.16	%		33,349		6.0	%		44,465		8.0	%
Tier 1 Capital to Average Assets		84,256		9.86	%		34,166		4.0	%		42,707		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		84,256		15.16	%		25,012		4.5	%		36,128		6.5	%
December 31, 2021:
Total Capital to Risk Weighted Assets		85,890		16.23	%	$	42,332		8.0	%	$	52,915		10.0	%
Tier 1 Capital to Risk Weighted Assets		79,274		14.98	%		31,749		6.0	%		42,332		8.0	%
Tier 1 Capital to Average Assets		79,274		9.86	%		32,145		4.0	%		40,181		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		79,274		14.98	%		23,812		4.5	%		34,395		6.5	%