CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 17,886	$ 14,952
Interest-bearing deposits with banks	105,778	45,766
Federal funds sold	387	228
Total Cash and Cash Equivalents	124,051	60,946
Investment securities available-for-sale	100,616	107,358
Loans held for sale	62	0
Loans receivable	585,631	593,744
Allowance for loan losses	(6,816)	(6,735)
Net loans	578,815	587,009
Bank premises and equipment, net	20,211	20,735
Other real estate owned	321	1,361
Accrued interest receivable	2,239	2,112
Deferred taxes, net	3,708	1,673
Bank owned life insurance	4,697	4,685
Right-of-use assets – operating leases	3,899	4,062
Other assets	8,409	4,706
Total Assets	847,028	794,647
Deposits:
Noninterest bearing	259,991	251,257
Interest-bearing	447,073	456,256
Total Deposits	707,064	707,513
Borrowed funds	76,496	16,496
Lease liabilities – operating leases	3,899	4,062
Accrued interest payable	333	272
Accrued expenses and other liabilities	3,072	2,673
Total Liabilities	790,864	731,016
SHAREHOLDERS’ EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,905,576 and 23,922,086 shares issued and outstanding at June 30, 2022 and December 31, 2021, respectively	47,811	47,844
Additional paid-in-capital	14,565	14,570
Retained earnings	4,679	2,031
Accumulated other comprehensive loss	(10,891)	(814)
Total Shareholders’ Equity	56,164	63,631
Total Liabilities and Shareholders’ Equity	$ 847,028	$ 794,647