LOANS (Tables)

12 Months Ended

Dec. 31, 2021

Receivables [Abstract]

Summary of loans receivable on nonaccrual status

(Dollars are in thousands)	2021		2020
Real estate secured:
Commercial	$	415	$	2,225
Construction and land development		37		57
Residential 1-4 family		2,314		2,700
Multi-family		111		—
Farmland		48		101
Total real estate loans		2,925		5,083
Commercial		9		453
Consumer installment and other loans		7		12
Total loans receivable on nonaccrual status	$	2,941	$	5,548

Summary of impaired loans

As of December 31, 2021 (Dollars are in thousands)	Average Recorded Investment		Interest Income Recognized		Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Real estate secured:
Commercial	$	245	$	—	$	99	$	140	$	—
Construction and land development		64		18		24		298		—
Residential 1-4 family		1,720		24		1,508		1,791		—
Multifamily		—		—		—		—		—
Farmland		438		14		320		490		—
Commercial		—		—		—		—		—
Agriculture		—		—		—		—		—
Consumer installment loans		3		—		2		2		—
All other loans		—		—		—		—		—
With an allowance recorded:
Real estate secured:
Commercial		871		3		315		372		94
Construction and land development		—		—		—		—		—
Residential 1-4 family		338		6		340		372		53
Multifamily		—		—		—		—		—
Farmland		121		4		197		209		17
Commercial		109		1		28		35		2
Agriculture		—		—		—		—		—
Consumer installment loans		—		—		—		—		—
All other loans		—		—		—		—		—
Total	$	3,909	$	70	$	2,833	$	3,709	$	166

As of December 31, 2020 (Dollars are in thousands)	Average Recorded Investment		Interest Income Recognized		Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Real estate secured:
Commercial	$	1,680	$	16	$	385	$	386	$	—
Construction and land development		89		18		99		376		—
Residential 1-4 family		1,788		53		1,662		1,898		—
Multifamily		—		—		—		—		—
Farmland		550		59		391		560		—
Commercial		59		—		—		—		—
Agriculture		—		—		—		—		—
Consumer installment loans		4		—		5		6		—
All other loans		—		—		—		—		—
With an allowance recorded:
Real estate secured:
Commercial		707		—		1,566		1,678		574
Construction and land development		—		—		—		—		—
Residential 1-4 family		150		3		337		365		72
Multifamily		—		—		—		—		—
Farmland		212		9		208		220		2
Commercial		214		12		429		437		404
Agriculture		—		—		—		—		—
Consumer installment loans		—		—		—		—		—
All other loans		—		—		—		—		—
Total	$	5,453	$	170	$	5,082	$	5,926	$	1,052

Summary of risk category of loans receivable

As of December 31, 2021 (Dollars are in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
Real estate secured:
Commercial	$	198,022	$	7,725	$	415	$	—	$	206,162
Construction and land development		31,366		922		37		—		32,325
Residential 1-4 family		221,342		915		2,273		—		224,530
Multifamily		32,499		438		111		—		33,048
Farmland		18,137		550		48		—		18,735
Total real estate loans		501,366		10,550		2,884		—		514,800
Commercial		53,162		1,154		9		—		54,325
Agriculture		4,021		—		—		—		4,021
Consumer installment loans		18,746		2		8		—		18,756
All other loans		1,842		—		—		—		1,842
Total	$	579,137	$	11,706	$	2,901	$	—	$	593,744

As of December 31, 2020 (Dollars are in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
Real estate secured:
Commercial	$	171,212	$	6,112	$	2,057	$	—	$	179,381
Construction and land development		23,168		1,806		57		—		25,031
Residential 1-4 family		218,947		1,304		2,729		—		222,980
Multifamily		16,337		232		—		—		16,569
Farmland		17,019		1,249		100		—		18,368
Total real estate loans		446,683		10,703		4,943		—		462,329
Commercial		81,846		3,711		453		—		86,010
Agriculture		4,255		195		—		—		4,450
Consumer installment loans		20,615		5		12		—		20,632
All other loans		2,145		—		—		—		2,145
Total	$	555,544	$	14,614	$	5,408	$	—	$	575,566