CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 14,952	$ 16,023
Interest-bearing deposits with banks	45,766	76,105
Federal funds sold	228	222
Total Cash and Cash Equivalents	60,946	92,350
Investment securities available-for-sale	107,358	48,406
Loans held for sale		389
Loans receivable	593,744	575,566
Allowance for loan losses	(6,735)	(7,191)
Net Loans	587,009	568,375
Bank premises and equipment, net	20,735	22,174
Other real estate owned	1,361	3,334
Accrued interest receivable	2,112	2,392
Deferred taxes, net	1,673	3,126
Other assets	9,391	10,317
Total Assets	794,647	756,302
Deposits
Noninterest bearing	251,257	223,725
Interest-bearing	456,256	444,287
Total Deposits	707,513	668,012
Accrued interest payable	272	436
Accrued expenses and other liabilities	2,673	2,742
Total Liabilities	731,016	698,125
STOCKHOLDERS’ EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,922,086 shares issued and outstanding at December 31, 2021 and 2020, respectively	47,844	47,844
Additional paid-in capital	14,570	14,570
Retained earnings (deficit)	2,031	(4,979)
Accumulated other comprehensive (loss) income	(814)	742
Total Stockholders’ Equity	63,631	58,177
Total Liabilities and Stockholders’ Equity	$ 794,647	$ 756,302