CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 16,851	$ 16,023
Interest-bearing deposits with banks	69,577	76,105
Federal funds sold	114	222
Total Cash and Cash Equivalents	86,542	92,350
Investment securities available-for-sale	105,228	48,406
Loans held for sale	109	389
Loans receivable	574,053	575,566
Allowance for loan losses	(6,657)	(7,191)
Net loans	567,396	568,375
Bank premises and equipment, net	19,711	22,174
Other real estate owned	2,318	3,334
Accrued interest receivable	2,142	2,392
Deferred taxes, net	1,974	3,126
Right-of-use assets – operating leases	5,151	5,439
Other assets	10,278	10,317
Total Assets	800,849	756,302
Deposits:
Noninterest bearing	255,443	223,725
Interest-bearing	458,046	444,287
Total Deposits	713,489	668,012
Borrowed funds	16,496	21,496
Lease liabilities – operating leases	5,151	5,439
Accrued interest payable	290	436
Accrued expenses and other liabilities	2,905	2,742
Total Liabilities	738,331	698,125
STOCKHOLDERS’ EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,922,086 shares issued and outstanding at September 30, 2021 and December 31, 2020	47,844	47,844
Additional paid-in-capital	14,570	14,570
Retained earnings (deficit)	114	(4,979)
Accumulated other comprehensive (loss) income	(10)	742
Total Stockholders’ Equity	62,518	58,177
Total Liabilities and Stockholders’ Equity	$ 800,849	$ 756,302