CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 7,602	$ 7,271	$ 21,483	$ 21,483
Interest-earning deposits with banks	28	16	69	191
Investments	388	245	969	814
Dividends on equity securities (restricted)	26	34	90	108
Total Interest and Dividend Income	8,044	7,566	22,611	22,597
INTEREST EXPENSE
Deposits	522	1,024	1,780	3,417
Borrowed funds	104	128	349	484
Total Interest Expense	626	1,152	2,129	3,901
NET INTEREST INCOME	7,418	6,414	20,482	18,696
NET INTEREST INCOME AFTER
PROVISION FOR LOAN LOSSES	7,418	5,964	20,110	16,696
NONINTEREST INCOME
Service charges and fees	1,001	859	2,674	2,238
Card processing and interchange	982	892	2,918	2,480
Insurance and investment fees	222	206	723	447
Net gain on sales of available-for-sale securities	322		322	4
Other noninterest income	443	159	840	744
Total Noninterest Income	2,970	2,116	7,477	5,913
NONINTEREST EXPENSES
Salaries and employee benefits	3,239	2,981	9,417	10,300
Occupancy and equipment expense	2,215	1,132	4,575	3,395
Data processing and telecommunications	609	604	1,835	1,881
Other operating expenses	2,004	1,565	5,313	5,149
Total Noninterest Expenses	8,067	6,282	21,140	20,725
INCOME BEFORE INCOME TAXES	2,321	1,798	6,447	1,884
INCOME TAX EXPENSE	476	374	1,354	385
NET INCOME	$ 1,845	$ 1,424	$ 5,093	$ 1,499
Income Per Share
Basic and diluted	$ 0.08	$ 0.06	$ 0.21	$ 0.06
Average Weighted Shares of Common Stock
Basic and diluted	23,922,086	23,922,086	23,922,086	23,922,086
Federal funds sold			$ 0	$ 1