CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,499	$ 1,627
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,634	1,757
Provision for loan losses	2,000	1,290
Income on bank owned life insurance	(61)	(54)
Net gain on sale of securities available-for-sale	(4)
Gain on sale of mortgage loans	(144)	(78)
Loss (gain) on sale or disposal of premises and equipment	19	(807)
Loss on sale of repossessed assets	2
(Gain) loss on sale of other real estate owned	(52)	55
Loans originated for sale	(10,307)	(4,216)
Proceeds from sales of loans originated for sale	10,116	8,082
Adjustment of carrying value of other real estate owned	132	214
Adjustment of carrying value of repossessed assets	33
Amortization/accretion of bond premiums/discounts	318	410
Deferred tax expense (benefit)	385	418
Net change in:
Accrued interest receivable	(666)	(243)
Other assets	(314)	(278)
Accrued interest payable	(203)	100
Accrued expenses and other liabilities	741	769
Net Cash Provided by Operating Activities	5,128	9,046
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans	(23,445)	(16,006)
Purchase of securities available-for-sale	(2,045)	(790)
Proceeds from sale of investment securities available-for-sale	1,025
Proceeds from repayments and maturities of securities available-for-sale	8,281	7,991
Net purchase of equity securities (restricted)	(22)	(14)
Payments for the purchase of premises and equipment	(1,992)	(1,429)
Proceeds from sale of premises and equipment	1	559
Proceeds from sales of repossessed assets	73
Proceeds from insurance claims on other real estate owned		19
Proceeds from sales of other real estate owned	562	1,155
Net Cash Used in Investing Activities	(17,562)	(8,515)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in short term borrowings		(5,630)
Net change in noninterest bearing deposits	44,589	11,673
Net change in interest bearing deposits	(4,394)	13,938
Net Cash Provided by Financing Activities	40,195	19,981
Net increase in cash and cash equivalents	27,761	20,512
Cash and Cash Equivalents, Beginning of the Period	50,147	28,173
Cash and Cash Equivalents, End of the Period	77,908	48,685
Supplemental Disclosure of Cash Paid During the Period for:
Interest	4,104	4,370
Taxes
Supplemental Disclosure of Non-cash Transactions:
Transfer of loans to Loans Held for Sale		4,359
Right-of-use asset established in exchange for new operating lease liability		1,232
Loan to finance sale of premises		752
Other real estate acquired in settlement of foreclosed loans	914	492
Loans made to finance sale of other real estate owned	428	647
Change in unrealized gains on securities available for sale	$ 1,035	$ 1,682