CAPITAL (Tables)

9 Months Ended

Sep. 30, 2020

Banking Regulation, Total Capital [Abstract]

Schedule of capital requirements

The Bank’s actual capital amounts and ratios are presented in the following table as of September 30, 2020 and December 31, 2019, respectively.

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
September 30, 2020:
Total Capital to Risk Weighted Assets		74,191		15.73	%	$	37,725		8.0	%	$	47,156		10.0	%
Tier 1 Capital to Risk Weighted Assets		68,283		14.48	%		28,294		6.0	%		37,725		8.0	%
Tier 1 Capital to Average Assets		68,283		9.11	%		29,979		4.0	%		37,473		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		68,283		14.48	%		21,220		4.5	%		30,652		6.5	%
December 31, 2019:
Total Capital to Risk Weighted Assets		72,109		14.83	%	$	38,910		8.0	%	$	48,637		10.0	%
Tier 1 Capital to Risk Weighted Assets		66,741		13.72	%		29,182		6.0	%		38,910		8.0	%
Tier 1 Capital to Average Assets		66,741		9.43	%		28,313		4.0	%		35,391		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		66,741		13.72	%		21,887		4.5	%		31,614		6.5	%