CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 75	$ 751
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,093	1,189
Provision for loan losses	1,550	270
Income on bank owned life insurance	(38)	(29)
Net gain on sale of securities available-for-sale	(4)
Gain on sale of mortgage loans	(103)	(26)
Loss on sale or disposal of premises and equipment	19	4
(Gain) loss on sale of other real estate owned	(58)	39
Loans originated for sale	(6,654)	(1,387)
Proceeds from sales of loans originated for sale	6,759	1,285
Adjustment of carrying value of other real estate owned	132	214
Adjustment of carrying value of repossessed assets	33
Amortization/accretion of bond premiums/discounts	213	273
Deferred tax expense (benefit)	11	191
Net change in:
Accrued interest receivable	(882)	(208)
Other assets	(463)	235
Accrued interest payable	(90)	88
Accrued expenses and other liabilities	768	261
Net Cash Provided by Operating Activities	2,361	3,150
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans	(25,189)	(8,210)
Purchase of securities available-for-sale		(790)
Proceeds from sale of investment securities available-for-sale	1,025
Proceeds from repayments and maturities of securities available-for-sale	4,896	5,016
Net purchase of equity securities (restricted)	(22)	(14)
Payments for the purchase of premises and equipment	(1,393)	(495)
Proceeds from sale of premises and equipment	1	1
Proceeds from insurance claims on other real estate owned		19
Proceeds from sales of other real estate owned	138	1,039
Net Cash Provided (Used) in Investing Activities	(20,544)	(3,434)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in short term borrowings		(5,630)
Net change in noninterest bearing deposits	52,811	9,417
Net change in interest bearing deposits	(5,884)	13,904
Net Cash Provided by Financing Activities	46,927	17,691
Net increase in cash and cash equivalents	28,744	17,407
Cash and Cash Equivalents, Beginning of the Period	50,147	28,173
Cash and Cash Equivalents, End of the Period	78,891	45,580
Supplemental Disclosure of Cash Paid During the Period for:
Interest	2,839	2,896
Taxes
Supplemental Disclosure of Non-cash Transactions:
Transfer of loans to Loans Held for Sale		4,359
Other real estate acquired in settlement of foreclosed loans	252	45
Loans made to finance sale of other real estate owned	428	647
Change in unrealized gains on securities available for sale	$ 1,007	$ 1,490