CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 46	$ 406
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	549	609
Provision for loan losses	1,000	135
Income on bank owned life insurance	(18)	(15)
Gain on sale of securities available-for-sale	(4)
Gain on sale of mortgage loans	(39)
Gain on sale of premises and equipment	(1)
Gain on sale of other real estate owned	(58)	(8)
Loans originated for sale	(2,702)
Proceeds from sales of loans originated for sale	2,254
Adjustment of carrying value of other real estate owned	87	113
Amortization/accretion of bond premiums/discounts	117	144
Deferred tax expense (benefit)	10	105
Net change in:
Accrued interest receivable	70	(173)
Other assets	(777)	(124)
Accrued interest payable	12	121
Accrued expenses and other liabilities	160	121
Net Cash Provided by Operating Activities	706	1,434
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease (increase) in loans	2,221	(6,391)
Purchase of securities available-for-sale		(790)
Proceeds from sale of investment securities available-for-sale	1,025
Proceeds from repayments and maturities of securities available-for-sale	2,533	2,519
Net purchase of equity securities (restricted)	(22)	(14)
Payments for the purchase of premises and equipment	(1,108)	(474)
Proceeds from sale of premises and equipment	1	1
Proceeds from insurance claims on other real estate owned		19
Proceeds from sales of other real estate owned	118	856
Net Cash Provided (Used) in Investing Activities	4,768	(4,274)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in short term borrowings		(3,630)
Net change in non-interest bearing deposits	6,624	13,246
Net change in interest bearing deposits	1,424	29,171
Net Cash Provided by Financing Activities	8,048	38,787
Net increase in cash and cash equivalents	13,522	35,947
Cash and Cash Equivalents, Beginning of the Period	50,147	28,173
Cash and Cash Equivalents, End of the Period	63,669	64,120
Supplemental Disclosure of Cash Paid During the Period for:
Interest	1,441	1,375
Taxes
Supplemental Disclosure of Non-cash Transactions:
Other real estate acquired in settlement of foreclosed loans	252
Loans made to finance sale of other real estate owned	428	94
Change in unrealized gains on securities available for sale	$ 763	$ 467