INCOME TAXES (Details 3) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred Tax Assets
Allowance for loan losses	$ 1,127	$ 1,121
Deferred compensation	90	90
Nonaccrual loan interest	439	464
Other real estate owned	127	340
Amortization of core deposits	28	40
Amortization of goodwill	144	202
Capitalized interest and repair expense	23	24
Net operating loss carryforward	3,631	3,730
AMT carryforward	320	339
Unrealized loss on securities available for sale		328
Total Assets, gross	5,929	6,678
Valuation allowance
Total Assets, net	5,929	6,678
Deferred Tax Liabilities
Accelerated depreciation	937	878
Accrued employee benefits	11	(6)
Unrealized gain on securities available for sale	15
Prepaid expenses	59	15
Deferred loan costs	331	315
Total Liabilities, gross	1,353	1,202
Net Deferred Tax Asset	$ 4,576	$ 5,476