CAPITAL (Tables)

12 Months Ended

Dec. 31, 2019

Capital [Abstract]

Schedule of capital requirements

The Bank’s actual capital amounts and ratios are presented in the following table as of December 31, 2019 and 2018, respectively. 

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2019:
Total Capital to Risk Weighted Assets		72,109		14.83	%	$	38,910		8.0	%		48,637		10.0	%
Tier 1 Capital to Risk Weighted Assets		66,741		13.72	%		29,182		6.0	%		38,910		8.0	%
Tier 1 Capital to Average Assets		66,741		9.43	%		28,313		4.0	%		35,391		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		66,741		13.72	%		21,887		4.5	%		31,614		6.5	%
December 31, 2018:
Total Capital to Risk Weighted Assets		70,002		14.39	%	$	38,912		8.0	%		48,640		10.0	%
Tier 1 Capital to Risk Weighted Assets		64,666		13.29	%		29,184		6.0	%		38,912		8.0	%
Tier 1 Capital to Average Assets		64,666		9.59	%		26,960		4.0	%		33,700		5.0	%
Common Equity Tier 1 Capital
to Risk Weighted Assets		64,666		13.29	%		21,888		4.5	%		31,616		6.5	%