FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2019

Investments, All Other Investments [Abstract]

Schedule of financial instruments with credit risk

Financial instruments whose contract amount represents credit risk at December 31 were as follows: 

	2019		2018
(Dollars in thousands)
Commitments to extend credit	$	59,552	$	55,144
Standby letters of credit		2,582		2,798