CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018
INTEREST AND DIVIDEND INCOME
Loans including fees		$ 28,601	$ 26,375
Federal funds sold		5	4
Interest-earning deposits with banks		805	379
Investments		1,388	1,559
Dividends on equity securities (restricted)		156	155
Total Interest and Dividend Income		30,955	28,472
INTEREST EXPENSE
Deposits		5,105	3,344
Borrowed funds		874	921
Total Interest Expense		5,979	4,265
NET INTEREST INCOME		24,976	24,207
PROVISION FOR LOAN LOSSES		2,050	252
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		22,926	23,955
NONINTEREST INCOME
Service charges and fees		3,605	3,703
Card Processing and interchange income		3,014	2,809
Insurance and investment fees		663	603
Gain on sale and leaseback transaction	[1]	803
Other noninterest income		567	492
Total Noninterest Income		8,652	7,607
NONINTEREST EXPENSES
Salaries and employee benefits		14,106	14,203
Occupancy and equipment expenses		4,514	5,156
Data processing and telecommunications		2,541	2,749
Other operating expenses		7,836	8,386
Total Noninterest Expenses		28,997	30,494
INCOME BEFORE INCOME TAXES		2,581	1,068
INCOME TAX EXPENSE		522	149
NET INCOME		$ 2,059	$ 919
Income Per Share
Basic and Diluted (in dollars per share)		$ 0.09	$ 0.04
Average Weighted Shares of Common Stock
Basic and Diluted (in shares)		23,922,086	23,922,086

[1] Not within the scope of ASU 2014-9