CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,627	$ 239
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of bond premiums/discounts	410	500
Provision for loan losses	1,290	189
Depreciation	1,757	1,935
Income on life insurance	(54)	(42)
Gain on sale of mortgage loans	(78)
Gain on sale and leaseback transaction	(803)
(Gain) Loss on sale of premises and equipment	(4)	76
Loss on sale of foreclosed assets	55	96
Loans originated for sale	(4,216)
Proceeds from loans held for sale	8,082
Adjustment of carrying value of foreclosed real estate	214	421
Deferred tax cost (benefit)	418	83
Net change in:
Interest receivable	(243)	(27)
Other assets	(278)	101
Accrued interest payable	100	121
Accrued expenses and other liabilities	769	(1,114)
Net Cash Provided by Operating Activities	9,046	2,578
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans receivable	(16,006)	(21,235)
Purchase of securities available-for-sale	(790)
Proceeds from sales, maturities, and principal paydowns of securities available-for-sale	7,991	8,542
Net (purchase) sale of equity securities (restricted)	(14)	21
Proceeds from sale of premises and equipment	559	806
Payments for the purchase of premises and equipment	(1,429)	(1,509)
Proceeds from insurance claims on other real estate owned	19
Proceeds from sales of other real estate owned	1,155	1,046
Net Cash Used In Investing Activities	(8,515)	(12,329)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in borrowed funds	(5,630)	(558)
Net change in non-interest bearing deposits	11,673	16,338
Net change in interest bearing deposits	13,938	(670)
Net Cash Provided by Financing Activities	19,981	15,110
Net increase in cash and cash equivalents	20,512	5,359
Cash and Cash Equivalents, Beginning of Period	28,173	32,705
Cash and Cash Equivalents, End of Period	48,685	38,064
Supplemental Disclosure of Cash Paid During the Period for:
Interest	4,370	2,945
Taxes		320
Supplemental Disclosure of Non Cash Transactions:
Transfer of loans to loans held for sale	4,359
Right-of-use asset established in exchange for new operating lease liability	1,232
Loan to finance sale of premises	752
Other real estate acquired in settlement of foreclosed loans	492	1,636
Loans made to finance sale of foreclosed real estate	647	467
Change in unrealized gains (losses) on securities available-for-sale	$ 1,682	$ (1,655)