CAPITAL (Tables)

9 Months Ended

Sep. 30, 2019

Capital

Schedule of capital requirements

These ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.

	Actual					Minimum Capital Requirement					Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
September 30, 2019:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		71,435		14.65	%	$	39,005		8.0	%	$	48,765		10.0	%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		66,285		13.60	%		29,254		6.0	%		39,005		8.0	%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		66,285		9.50	%		27,920		4.0	%		34,900		5.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		66,285		13.60	%		21,940		4.5	%		31,691		6.5	%
December 31, 2018:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		70,002		14.39	%	$	38,912		8.0	%	$	48,640		10.0	%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		64,666		13.29	%		29,184		6.0	%		38,912		8.0	%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		64,666		9.59	%		26,960		4.0	%		33,700		5.0	%
Common Equity Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		64,666		13.29	%		21,888		4.5	%		31,616		6.5	%