CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 7,290	$ 6,658	$ 21,361	$ 19,578
Federal funds sold	1	1	5	2
Interest-earning deposits with banks	170	121	643	281
Investments	334	373	1,066	1,178
Dividends on equity securities (restricted)	38	38	118	111
Total Interest and Dividend Income	7,833	7,191	23,193	21,150
INTEREST EXPENSE
Deposits	1,275	901	3,795	2,366
Borrowed funds	211	263	675	700
Total Interest Expense	1,486	1,164	4,470	3,066
NET INTEREST INCOME	6,347	6,027	18,723	18,084
PROVISION FOR LOAN LOSSES	1,020	63	1,290	189
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,327	5,964	17,433	17,895
NONINTEREST INCOME
Service charges and fees	947	942	2,660	2,728
Card processing and interchange	800	720	2,276	2,109
Insurance and investment fees	158	129	481	382
Other noninterest income	950	126	1,184	319
Total Noninterest Income	2,855	1,917	6,601	5,538
NONINTEREST EXPENSES
Salaries and employee benefits	3,544	3,614	11,020	10,928
Occupancy and equipment expense	1,128	1,249	3,407	3,840
Data processing and telecommunications	615	717	1,913	2,057
Other operating expenses	1,792	1,999	5,650	6,288
Total Noninterest Expenses	7,079	7,579	21,990	23,113
INCOME BEFORE INCOME TAXES	1,103	302	2,044	320
INCOME TAX EXPENSE	227	94	417	81
NET INCOME	$ 876	$ 208	$ 1,627	$ 239
Income Per Share
Basic (in dollars per share)	$ 0.04	$ 0.01	$ 0.07	$ 0.01
Fully Diluted (in dollars per share)	$ 0.04	$ 0.01	$ 0.07	$ 0.01
Average Weighted Shares of Common Stock
Basic (in shares)	23,922,086	23,922,086	23,922,086	23,922,086
Diluted (in shares)	23,922,086	23,922,086	23,922,086	23,922,086