CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 15,656	$ 12,245
Interest-bearing deposits with banks	29,696	15,664
Federal funds sold	228	264
Total Cash and Cash Equivalents	45,580	28,173
Investment securities available-for-sale	56,398	59,407
Loans held for sale	4,487
Loans receivable	551,131	547,096
Allowance for loan losses	(5,188)	(5,336)
Net Loans	545,943	541,760
Bank premises and equipment, net	23,496	24,195
Other real estate owned	4,024	5,937
Accrued interest receivable	2,142	1,934
Deferred taxes, net	4,973	5,476
Right-of-use assets - operating leases	4,783	4,942
Other assets	10,126	10,318
Total Assets	701,952	682,142
Deposits:
Noninterest bearing	173,715	164,298
Interest-bearing	445,598	431,694
Total Deposits	619,313	595,992
Borrowed funds	21,496	27,126
Lease liabilities - operating leases	4,783	4,942
Accrued interest payable	675	587
Accrued expenses and other liabilities	2,506	2,245
Total Liabilities	648,773	630,892
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,922,086 shares issued and outstanding at June 30, 2019 and December 31, 2018	47,844	47,844
Additional paid-in-capital	14,570	14,570
Retained deficit	(9,177)	(9,928)
Accumulated other comprehensive loss	(58)	(1,236)
Total Stockholders' Equity	53,179	51,250
Total Liabilities and Stockholders' Equity	$ 701,952	$ 682,142