CAPITAL (Table)

6 Months Ended

Jun. 30, 2019

Capital

Schedule of capital requirements

These ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.

							Minimum to Be Well
							Capitalized Under
							Prompt Corrective
		Actual		Minimum Capital Requirement			Action Provisions
(Dollars are in thousands)		Amount	Ratio	Amount		Ratio	Amount		Ratio
June 30, 2019:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.	$	70,635	14.70%	$	38,453	8.0%	$	48,066	10.0%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		65,447	13.62%		28,840	6.0%		38,453	8.0%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		65,447	9.25%		28,312	4.0%		35,390	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets:
New Peoples Bank, Inc.		65,447	13.62%		21,630	4.5%		31,243	6.5%
December 31, 2018:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.	$	70,002	14.39%	$	38,912	8.0%	$	48,640	10.0%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		64,666	13.29%		29,184	6.0%		38,912	8.0%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		64,666	9.59%		26,960	4.0%		33,700	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets:
New Peoples Bank, Inc.		64,666	13.29%		21,888	4.5%		31,616	6.5%