CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 7,130	$ 6,462	$ 14,072	$ 12,920
Federal funds sold	2	1	3	1
Interest-earning deposits with banks	231	95	474	160
Investments	365	397	733	805
Dividends on equity securities (restricted)	42	38	80	73
Total Interest and Dividend Income	7,770	6,993	15,362	13,959
INTEREST EXPENSE
Deposits	1,260	769	2,520	1,465
Borrowed funds	228	245	464	437
Total Interest Expense	1,488	1,014	2,984	1,902
NET INTEREST INCOME	6,282	5,979	12,378	12,057
PROVISION FOR LOAN LOSSES	135	63	270	126
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,147	5,916	12,108	11,931
NONINTEREST INCOME
Service charges and fees	872	919	1,713	1,786
Card processing and interchange	797	734	1,476	1,389
Insurance and investment fees	161	179	323	253
Other noninterest income	139	39	233	193
Total Noninterest Income	1,969	1,871	3,745	3,621
NONINTEREST EXPENSES
Salaries and employee benefits	3,830	3,670	7,476	7,314
Occupancy and equipment expense	1,130	1,299	2,279	2,591
Data processing and telecommunications	643	736	1,298	1,340
Other operating expenses	2,081	2,190	3,859	4,289
Total Noninterest Expenses	7,684	7,895	14,912	15,534
INCOME BEFORE INCOME TAXES	432	(108)	941	18
INCOME TAX EXPENSE (BENEFIT)	87	(59)	190	(13)
NET INCOME	$ 345	$ (49)	$ 751	$ 31
Income Per Share
Basic (in dollars per share)	$ 0.01	$ 0.00	$ 0.03	$ 0.00
Fully Diluted (in dollars per share)	$ 0.01	$ 0.00	$ 0.03	$ 0.00
Weighted Average Shares of Common Stock
Basic (in shares)	23,922,086	23,922,086	23,922,086	23,922,086
Diluted (in shares)	23,922,086	23,922,086	23,922,086	23,922,086