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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 406 $ 80
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 609 645
Provision for loan losses 135 63
Income on bank owned life insurance (15) (13)
Gain on sale of premises and equipment (5)
(Gain) loss on sale of other real estate owned (8) 96
Adjustment of carrying value of other real estate owned 113 69
Amortization/accretion of bond premiums/discounts 144 169
Deferred tax expense (benefit) 105 46
Net change in:    
Accrued interest receivable (173) 3
Other assets (124) 495
Accrued interest payable 121 29
Accrued expenses and other liabilities 121 (1,444)
Net Cash Provided by Operating Activities 1,434 233
CASH FLOWS FROM INVESTING ACTIVITIES    
Net increase in loans (6,391) (4,668)
Purchase of securities available-for-sale (790)
Proceeds from sales and maturities of securities available-for-sale 2,519 2,845
Net purchase of equity securities (restricted) (14) (29)
Payments for the purchase of premises and equipment (474) (917)
Proceeds from sale of premises and equipment 1 5
Proceeds from insurance claims on other real estate owned 19
Proceeds from sales of other real estate owned 856 739
Net Cash Used In Investing Activities (4,274) (2,025)
CASH FLOWS FROM FINANCING ACTIVITIES    
Repayments of long term debt (300)
Net change in short term borrowings (3,630)  
Net change in non-interest bearing deposits 13,246 8,610
Net change in interest bearing deposits 29,171 (1,207)
Net Cash Provided by Financing Activities 38,787 7,103
Net increase in cash and cash equivalents 35,947 5,311
Cash and Cash Equivalents, Beginning of Period 28,173 32,705
Cash and Cash Equivalents, End of Period 64,120 38,016
Supplemental Disclosure of Cash Paid During the Period for:    
Interest 1,375 859
Taxes (28)
Supplemental Disclosure of Non Cash Transactions:    
Other real estate acquired in settlement of foreclosed loans 1,023
Loans made to finance sale of other real estate owned 94 267
Change in unrealized gains (losses) on securities available-for-sale $ 467 $ (1,041)