CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,940	$ 6,458
Federal funds sold	2
Interest-earning deposits with banks	243	65
Investments	368	408
Dividends on equity securities (restricted)	38	35
Total Interest and Dividend Income	7,591	6,966
INTEREST EXPENSE
Deposits	1,260	696
Borrowed funds	236	192
Total Interest Expense	1,496	888
NET INTEREST INCOME	6,095	6,078
PROVISION FOR LOAN LOSSES	135	63
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,960	6,015
NONINTEREST INCOME
Service charges and fees	841	867
Card processing and interchange	679	655
Insurance and investment fees	161	74
Other noninterest income	96	154
Total Noninterest Income	1,777	1,750
NONINTEREST EXPENSES
Salaries and employee benefits	3,646	3,644
Occupancy and equipment expense	1,149	1,292
Data processing and telecommunications	655	604
Other operating expenses	1,778	2,099
Total Noninterest Expenses	7,228	7,639
INCOME BEFORE INCOME TAXES	509	126
INCOME TAX EXPENSE	103	46
NET INCOME	$ 406	$ 80
Income Per Share
Basic (in dollars per share)	$ 0.02	$ 0
Fully Diluted (in dollars per share)	$ 0.02	$ 0
Weighted Average Shares of Common Stock
Basic (in shares)	23,922,086	23,922,086
Fully Diluted (in shares)	23,922,086	23,922,086