CAPITAL (Tables)

12 Months Ended

Dec. 31, 2018

Banking and Thrift [Abstract]

Schedule of Capital Requirements

These ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.

		Actual		Minimum Capital Requirement			Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio	Amount	Ratio		Amount	Ratio
December 31, 2018:
Total Capital to Risk Weighted Assets	$	70,002	14.39%	$  38,912	8.0%	$	48,640	10.0%
Tier 1 Capital to Risk Weighted Assets		64,666	13.29%	29,184	6.0%		38,912	8.0%
Tier 1 Capital to Average Assets		64,666	9.59%	26,960	4.0%		33,700	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets		64,666	13.29%	21,888	4.5%		31,616	6.5%
December 31, 2017:
Total Capital to Risk Weighted Assets	$	68,787	15.30%	$  35,970	8.0%	$	44,962	10.0%
Tier 1 Capital to Risk Weighted Assets		63,160	14.05%	26,977	6.0%		35,970	8.0%
Tier 1 Capital to Average Assets		63,160	9.56%	26,422	4.0%		33,028	5.0%
Common Equity Tier 1 Capital
to Risk Weighted Assets		63,160	14.05%	20,233	4.5%		29,225	6.5%

Summary of Common Stock Warrants Outstanding

A summary of the activity in the common stock warrants up to their expiration date is as follows:

	2017
	Number of Warrants			Exercise Price
Outstanding and exercisable, beginning of year		881,978		$	1.75
Exercised		(636,364	)		1.75
Expired		(245,614	)		1.75
Outstanding and exercisable, end of year		—		$	—