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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 239 $ 3,176
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 1,935 1,911
Provision for loan losses 189
Income on life insurance (42) (82)
Gain on sale and leaseback transactions (2,619)
(Gain) loss on sale of premises and equipment 76 (2)
Loss on sale of foreclosed assets 96 29
Adjustment of carrying value of other real estate owned 421 668
Accretion of bond premiums/discounts 500 589
Deferred taxes 83
Net change in:    
Interest receivable (27) (108)
Other assets 101 390
Accrued interest payable 121 63
Accrued expenses and other liabilities (1,114) 826
Net Cash Provided by Operating Activities 2,578 4,841
CASH FLOWS FROM INVESTING ACTIVITIES    
Net increase in loans (21,235) (29,348)
Purchase of securities available-for-sale (13,032)
Proceeds from sales, maturities, and principal paydowns of securities available-for-sale 8,542 14,614
Net sale of equity securities (restricted) 21 232
Payments for the purchase of premises and equipment (1,509) (1,866)
Proceeds from sale of premises and equipment 806 5
Proceeds from sales and leaseback transactions 1,042
Proceeds from insurance claims on other real estate owned 12
Proceeds from sales of other real estate owned 1,046 4,145
Net Cash Used In Investing Activities (12,329) (24,196)
CASH FLOWS FROM FINANCING ACTIVITIES    
Exercise of common stock warrants 4
Net decrease in Federal Home Loan Bank advances (558) (5,900)
Increase in deposits 15,668 27,178
Net Cash Provided by Financing Activities 15,110 21,282
Net increase in cash and cash equivalents 5,359 1,927
Cash and Cash Equivalents, Beginning of Period 32,705 35,448
Cash and Cash Equivalents, End of Period 38,064 37,375
Supplemental Disclosure of Cash Paid During the Period for:    
Interest 2,945 2,282
Taxes 320
Supplemental Disclosure of Non Cash Transactions:    
Right-of-use assets obtained in exchange for new operating lease liabilities 5,252
Loan made to finance sale of premises and equipment 4,935
Other real estate acquired in settlement of foreclosed loans 1,636 2,761
Loans made to finance sale of foreclosed real estate 467 1,225
Transfer of premises and equipment to other real estate 125
Change in unrealized gains (losses) on securities available-for-sale $ 1,655 $ 391