CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 16,427	$ 18,249
Interest-bearing deposits with banks	21,385	14,452
Federal funds sold	252	4
Total Cash and Cash Equivalents	38,064	32,705
Investment securities available-for-sale	60,391	71,088
Loans receivable	531,969	513,008
Allowance for loan losses	(5,280)	(6,196)
Net Loans	526,689	506,812
Bank premises and equipment, net	24,807	26,115
Other real estate owned	6,465	6,859
Accrued interest receivable	2,063	2,036
Deferred taxes, net	5,765	5,499
Right-of-use assets - operating leases	5,021	5,253
Other assets	10,253	10,333
Total Assets	679,518	666,700
Deposits:
Noninterest bearing	170,969	154,631
Interest bearing	427,243	427,913
Total Deposits	598,212	582,544
Borrowed funds	23,496	24,054
Lease liabilities - operating leases	5,021	5,253
Accrued interest payable	547	426
Accrued expenses and other liabilities	2,336	3,450
Total Liabilities	629,612	615,727
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,922,086 shares issued and outstanding at September 30, 2018 and December 31, 2017	47,844	47,844
Additional paid-in-capital	14,570	14,570
Retained deficit	(10,608)	(10,847)
Accumulated other comprehensive loss	(1,900)	(594)
Total Stockholders' Equity	49,906	50,973
Total Liabilities and Stockholders' Equity	$ 679,518	$ 666,700