CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,658	$ 6,123	$ 19,578	$ 17,902
Interest-earning deposits with banks	122	59	283	151
Investments	373	391	1,178	1,122
Dividends on equity securities (restricted)	38	39	111	105
Total Interest and Dividend Income	7,191	6,612	21,150	19,280
INTEREST EXPENSE
Deposits	901	646	2,366	1,791
Borrowed funds	263	187	700	554
Total Interest Expense	1,164	833	3,066	2,345
NET INTEREST INCOME	6,027	5,779	18,084	16,935
PROVISION FOR LOAN LOSSES	63		189
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,964	5,779	17,895	16,935
NONINTEREST INCOME
Service charges and fees	1,662	1,628	4,837	4,726
Gain on sale and leaseback transactions				2,619
Insurance and investment fees	129	40	382	146
Other noninterest income	126	140	319	440
Total Noninterest Income	1,917	1,808	5,538	7,931
NONINTEREST EXPENSES
Salaries and employee benefits	3,614	3,413	10,928	10,135
Occupancy and equipment expense	1,249	1,227	3,840	3,526
Data processing and telecommunications	717	630	2,057	1,853
Other operating expenses	6,288	6,185	1,999	1,828
Total Noninterest Expenses	7,579	7,098	23,113	21,699
INCOME BEFORE INCOME TAXES	302	489	320	3,167
INCOME TAX EXPENSE (BENEFIT)	94	5	81	(9)
NET INCOME	$ 208	$ 484	$ 239	$ 3,176
Income Per Share
Basic	$ 0.00	$ 0.02	$ 0.01	$ 0.14
Fully Diluted	$ 0.01	$ 0.02	$ 0.01	$ 0.14
Average Weighted Shares of Common Stock
Basic	23,922,086	23,355,580	23,922,086	23,355,611
Fully Diluted	23,922,086	23,355,580	23,922,086	23,355,611