CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 15,817	$ 18,249
Interest-bearing deposits with banks	27,476	14,452
Federal funds sold	180	4
Total Cash and Cash Equivalents	43,473	32,705
Investment securities available-for-sale	63,995	71,088
Loans receivable	527,379	513,008
Allowance for loan losses	(5,288)	(6,196)
Net Loans	522,091	506,812
Bank premises and equipment, net	25,432	26,115
Other real estate owned	6,574	6,859
Accrued interest receivable	1,901	2,036
Deferred taxes, net	5,774	5,499
Right-of-use assets - operating leases	5,099	5,253
Other assets	10,784	10,333
Total Assets	685,123	666,700
Deposits:
Noninterest bearing	167,540	154,631
Interest-bearing	424,011	427,913
Total Deposits	591,551	582,544
Borrowed funds	35,496	24,054
Lease liabilities - operating leases	5,099	5,253
Accrued interest payable	511	426
Accrued expenses and other liabilities	2,447	3,450
Total Liabilities	635,104	615,727
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,922,086 shares issued and outstanding at June 30, 2018 and December 31, 2017	47,844	47,844
Additional paid-in-capital	14,570	14,570
Retained deficit	(10,816)	(10,847)
Accumulated other comprehensive loss	(1,579)	(594)
Total Stockholders' Equity	50,019	50,973
Total Liabilities and Stockholders' Equity	$ 685,123	$ 666,700