ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Jun. 30, 2018

Receivables [Abstract]

Summary of activity in the allowance for loan losses by portfolio segment

The following table details activity in the allowance for loan losses by portfolio segment for the period ended June 30, 2018. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

As of June 30, 2018 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Provisions			Ending Balance
Real estate secured:
Commercial	$	1,989	$	(334	)	$	68	$	(218	)	$	1,505
Construction and land development		191		(96	)		—		151			246
Residential 1-4 family		2,400		(167	)		38		18			2,289
Multifamily		106		—			—		(7	)		99
Farmland		415		(18	)		60		(143	)		314
Total real estate loans		5,101		(615	)		166		(199	)		4,453
Commercial		660		(597	)		24		310			397
Agriculture		20		—			1		12			33
Consumer installment loans		156		(37	)		24		(5	)		138
All other loans		3		—			—		—			3
Unallocated		256		—			—		8			264
Total	$	6,196	$	(1,249	)	$	215	$	126		$	5,288

		Allowance for Loan Losses						Recorded Investment in Loans
As of June 30, 2018 (Dollars are in thousands)		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	43	$	1,462	$	1,505	$	3,309	$	135,540	$	138,849
Construction and land development		-		246		246		150		27,461		27,611
Residential 1-4 family		86		2,203		2,289		3,499		246,830		250,329
Multifamily		-		99		99		81		13,676		13,757
Farmland		154		160		314		2,229		19,974		22,203
Total real estate loans		283		4,170		4,453		9,268		443,481		452,749
Commercial		12		385		397		118		47,916		48,034
Agriculture		-		33		33		1		4,486		4,487
Consumer installment loans		1		137		138		7		21,468		21,475
All other loans		-		3		3		-		634		634
Unallocated		-		264		264		-		-		-
Total	$	296	$	4,992	$	5,288	$	9,394	$	517,985	$	527,379

Schedule of allocation of portion of allowance

The following table details activity in the allowance for loan losses by portfolio segment for the period ended December 31, 2017. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

As of December 31, 2017 (Dollars are in thousands)	Beginning Balance		Charge Offs			Recoveries		Provisions			Ending Balance
Real estate secured:
Commercial	$	1,625	$	(179	)	$	193	$	350		$	1,989
Construction and land development		346		(1	)		—		(154	)		191
Residential 1-4 family		2,376		(714	)		48		690			2,400
Multifamily		241		—			—		(135	)		106
Farmland		428		(49	)		361		(325	)		415
Total real estate loans		5,016		(943	)		602		426			5,101
Commercial		163		(11	)		153		355			660
Agriculture		31		(4	)		5		(12	)		20
Consumer installment loans		123		(147	)		19		161			156
All other loans		—		—			—		3			3
Unallocated		739		—			—		(483	)		256
Total	$	6,072	$	(1,105	)	$	779	$	450		$	6,196

		Allowance for Loan Losses						Recorded Investment in Loans
As of December 31, 2017 (Dollars are in thousands)		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Total
Real estate secured:
Commercial	$	499	$	1,490	$	1,989	$	5,149	$	122,539	$	127,688
Construction and land development		-		191		191		424		29,339		29,763
Residential 1-4 family		91		2,309		2,400		4,007		245,152		249,159
Multifamily		-		106		106		281		15,200		15,481
Farmland		243		172		415		1,642		21,356		22,998
Total real estate loans		833		4,268		5,101		11,503		433,586		445,089
Commercial		413		247		660		1,117		40,228		41,345
Agriculture		-		20		20		12		3,482		3,494
Consumer installment loans		-		156		156		8		22,403		22,411
All other loans		-		3		3		-		669		669
Unallocated		-		256		256		-		-		-
Total	$	1,246	$	4,950		6,196	$	12,640	$	500,368	$	513,008