CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,462	$ 6,115	$ 12,920	$ 11,779
Interest-earning deposits with banks	96	49	161	92
Investments	397	381	805	731
Dividends on equity securities (restricted)	38	34	73	66
Total Interest and Dividend Income	6,993	6,579	13,959	12,668
INTEREST EXPENSE
Deposits	769	607	1,465	1,145
Borrowed funds	245	181	437	367
Total Interest Expense	1,014	788	1,902	1,512
NET INTEREST INCOME	5,979	5,791	12,057	11,156
PROVISION FOR LOAN LOSSES	63		126
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,916	5,791	11,931	11,156
NONINTEREST INCOME
Service charges and fees	1,653	1,602	3,175	3,098
Gain on sale and leaseback transactions		2,619		2,619
Insurance and investment fees	179	54	253	106
Other noninterest income	39	134	193	300
Total Noninterest Income	1,871	4,409	3,621	6,123
NONINTEREST EXPENSES
Salaries and employee benefits	3,670	3,341	7,314	6,722
Occupancy and equipment expense	1,299	1,172	2,591	2,299
Data processing and telecommunications	736	670	1,340	1,223
Other operating expenses	2,190	2,440	4,289	4,357
Total Noninterest Expenses	7,895	7,623	15,534	14,601
INCOME (LOSS) BEFORE INCOME TAXES	(108)	2,577	18	2,678
INCOME TAX BENEFIT	(59)		(13)	(14)
NET INCOME (LOSS)	$ (49)	$ 2,577	$ 31	$ 2,692
Income (Loss) Per Share
Basic	$ (0.00)	$ 0.11	$ 0.00	$ 0.12
Fully Diluted	$ (0.00)	$ 0.11	$ 0.00	$ 0.12
Weighted Average Shares of Common Stock
Basic	23,922,086	23,355,503	23,922,086	23,355,198
Fully Diluted	23,922,086	23,355,503	23,922,086	23,355,198