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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 80 $ 115
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 63
Depreciation 645 638
Income on life insurance (13) (27)
Gain on sale of premises and equipment (5) (1)
Loss (gain) on sale of foreclosed assets 96 (24)
Adjustment of carrying value of foreclosed real estate 69 176
Accretion of bond premiums/discounts 169 201
Deferred income taxes 46
Net change in:    
Interest receivable 3 114
Other assets 495 77
Accrued interest payable 29 11
Accrued expenses and other liabilities (1,444) 60
Net Cash Provided by Operating Activities 233 1,340
CASH FLOWS FROM INVESTING ACTIVITIES    
Net increase in loans (4,668) (8,777)
Purchase of securities available-for-sale   (6,564)
Proceeds from principal paydowns of securities available-for-sale 2,845 4,453
Net sale (purchase) of equity securities (restricted) (29) 217
Payments for the purchase of premises and equipment (917) (593)
Proceeds from sale of premises and equipment 5 4
Proceeds from sales of other real estate owned 739 1,154
Net Cash Used In Investing Activities (2,025) (10,106)
CASH FLOWS FROM FINANCING ACTIVITIES    
Exercise of common stock warrants   1
Net decrease in Federal Home Loan Bank advances (300) (5,300)
Increase in deposits 7,403 18,313
Net Cash Provided by Financing Activities 7,103 13,014
Net increase in cash and cash equivalents 5,311 4,248
Cash and Cash Equivalents, Beginning of Period 32,705 35,448
Cash and Cash Equivalents, End of Period 38,016 39,696
Supplemental Disclosure of Cash Paid During the Period for:    
Interest 859 713
Taxes
Supplemental Disclosure of Non Cash Transactions:    
Other real estate acquired in settlement of foreclosed loans 1,023 1,624
Loans made to finance sale of foreclosed real estate 267 812
Change in unrealized loss on securities available-for-sale $ (1,041) $ 89