CAPITAL (Tables)

3 Months Ended

Mar. 31, 2018

Capital [Abstract]

Schedule of capital requirements

The Company meets eligibility criteria of a small bank holding company in accordance with the Federal Reserve Board’s Small Bank Holding Company Policy Statement issued in February 2015, and is no longer obligated to report consolidated regulatory capital. The Bank’s actual capital amounts and ratios are presented in the following table as of March 31, 2018 and December 31, 2017, respectively. These ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.

		Actual		Minimum Capital Requirement		Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)	Amount		Ratio	Amount	Ratio	Amount	Ratio
March 31, 2018:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.	$	68,976	15.21%	$         36,273	8.0%	$      45,341	10.0%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		63,331	13.97%	27,205	6.0%	36,273	8.0%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		63,331	9.56%	26,505	4.0%	33,131	5.0%
Common Equity Tier 1 Capital  to Risk Weighted Assets:
New Peoples Bank, Inc.		63,331	13.97%	20,403	4.5%	29,472	6.5%
December 31, 2017:
Total Capital to Risk Weighted Assets:
New Peoples Bank, Inc.	$	68,787	15.30%	$        35,970	8.0%	$      44,962	10.0%
Tier 1 Capital to Risk Weighted Assets:
New Peoples Bank, Inc.		63,160	14.05%	26,977	6.0%	35,970	8.0%
Tier 1 Capital to Average Assets:
New Peoples Bank, Inc.		63,160	9.56%	26,422	4.0%	33,028	5.0%
Common Equity Tier 1 Capital  to Risk Weighted Assets:
New Peoples Bank, Inc.		63,160	14.05%	20,233	4.5%	29,225	6.5%