CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,458	$ 5,664
Interest-earning deposits with banks	65	43
Investments	408	350
Dividends on equity securities (restricted)	35	32
Total Interest and Dividend Income	6,966	6,089
INTEREST EXPENSE
Deposits	696	538
Borrowed funds	192	186
Total Interest Expense	888	724
NET INTEREST INCOME	6,078	5,365
PROVISION FOR LOAN LOSSES	63
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,015	5,365
NONINTEREST INCOME
Service charges and fees	1,522	1,496
Insurance and investment fees	74	52
Other noninterest income	154	166
Total Noninterest Income	1,750	1,714
NONINTEREST EXPENSES
Salaries and employee benefits	3,644	3,381
Occupancy and equipment expense	1,292	1,127
Data processing and telecommunications	604	553
Other operating expenses	2,099	1,917
Total Noninterest Expenses	7,639	6,978
INCOME BEFORE INCOME TAXES	126	101
INCOME TAX EXPENSE (BENEFIT)	46	(14)
NET INCOME	$ 80	$ 115
Income Per Share
Basic	$ 0.00	$ 0.00
Fully Diluted	$ 0.00	$ 0.00
Average Weighted Shares of Common Stock
Basic	23,922,086	23,354,890
Fully Diluted	23,922,086	23,354,890