AVAILABLE LINES OF CREDIT AND FEDERAL HOME LOAN BANK ADVANCES (Tables)

12 Months Ended

Dec. 31, 2017

Available Lines Of Credit And Federal Home Loan Bank Advances Tables

Schedule of Bank's Federal Home Loan Bank ("FHLB") advances

The following table presents the Bank’s Federal Home Loan Bank (“FHLB”) advances:

		December 31,
(Dollars in thousands)		2017		2016
Advances from FHLB – short-term	$	558	$	5,000
Advances from FHLB – long-term		7,000		8,758
Total Advances from FHLB	$	7,558	$	13,758

Schedule of Bank's short-term FHLB advances

Additional information on the Bank’s short-term FHLB advances:

		Years Ended December 31,
(Dollars in thousands)		2017		2016
Maximum outstanding at any month-end during the year	$	6,200	$	10,000
Average outstanding balance		1,981		2,477
Average interest rate for the year		1.82%		0.46%
Average interest rate at year end		4.07%		0.69%

Schedule of unsecured federal funds line of credit facilities

Additional information on unsecured federal funds line of credit facilities is as follows:

		Years Ended December 31,
(Dollars in thousands)		2017		2016
Maximum outstanding at any month-end during the year	$	1,227	$	-
Average outstanding balance		253		117
Average interest rate for the year		2.10%		1.36%
Average interest rate at year end		-%		-%