CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 24,163	$ 22,644
Federal funds sold	1
Interest-earning deposits with banks	192	84
Investments	1,496	1,480
Dividends on equity securities (restricted)	141	138
Total Interest and Dividend Income	25,993	24,346
Deposits
Demand	48	50
Savings	180	166
Time deposits below $100,000	1,356	1,087
Time deposits above $100,000	885	655
FHLB advances	146	152
Federal funds purchased	5	2
Trust preferred securities	593	508
Total Interest Expense	3,213	2,620
NET INTEREST INCOME	22,780	21,726
PROVISION FOR (RECOVERY OF) LOAN LOSSES	450	(500)
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	22,330	22,226
NONINTEREST INCOME
Gain on sale and leaseback transactions	2,619
Service charges	3,598	2,850
Fees, commission and other income	3,292	3,507
Insurance and investment fees	212	462
Net realized gains on sale of investment securities		303
Bank owned life insurance income	115	169
Total Noninterest Income	9,836	7,291
NONINTEREST EXPENSES
Salaries and employee benefits	13,515	13,126
Occupancy and equipment expenses	4,483	4,157
Lease expense - operating leases	265
Advertising and public relations	351	449
Data processing and telecommunications	2,506	2,403
FDIC insurance premiums	398	470
Other real estate owned and repossessed assets, net	1,444	2,193
Other operating expenses	5,966	5,770
Total Noninterest Expenses	28,928	28,568
INCOME BEFORE INCOME TAXES	3,238	949
INCOME TAX EXPENSE (BENEFIT)	144	(9)
NET INCOME	$ 3,094	$ 958
Income Per Share
Basic and Diluted	$ 0.13	$ 0.04
Average Weighted Shares of Common Stock
Basic and Diluted	23,472,012	23,354,155