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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,176 $ 1,926
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 1,911 1,815
Provision for loan losses (500)
Income on life insurance (82) (118)
Gain on sale of securities available-for-sale (240)
Gain on sale and leaseback transactions (2,619)
Gain on sale of premises and equipment (2) (67)
(Gain) loss on sale of foreclosed assets 29 (290)
Adjustment of carrying value of foreclosed real estate 668 165
Accretion of bond premiums/discounts 589 711
Deferred tax benefit (95)
Net change in:    
Interest receivable (108) (108)
Other assets 390 (1,261)
Accrued interest payable 63 6
Accrued expenses and other liabilities 826 668
Net Cash Provided by Operating Activities 4,841 2,612
CASH FLOWS FROM INVESTING ACTIVITIES    
Net increase in loans (29,348) (27,362)
Purchase of securities available-for-sale (13,032) (9,708)
Proceeds from sales and maturities of securities available-for-sale 14,614 37,487
Net sale (purchase) of equity securities (restricted) 232 (172)
Payments for the purchase of premises and equipment (1,866) (4,469)
Proceeds from sales and leaseback transactions 1,042
Proceeds from sale of premises and equipment 5 735
Proceeds from insurance claims on other real estate owned 12
Proceeds from sales of other real estate owned 4,145 2,379
Net Cash Used In Investing Activities (24,196) (1,110)
CASH FLOWS FROM FINANCING ACTIVITIES    
Exercise of common stock warrants 4
Net increase (decrease) in Federal Home Loan Bank advances (5,900) 6,100
Net change in:    
Demand deposits 1,118 13,588
Savings deposits 6,596 (6,069)
Time deposits 19,464 (9,022)
Net Cash Provided by Financing Activities 21,282 4,597
Net increase in cash and cash equivalents 1,927 6,099
Cash and Cash Equivalents, Beginning of Period 35,448 26,338
Cash and Cash Equivalents, End of Period 37,375 32,437
Supplemental Disclosure of Cash Paid During the Period for:    
Interest 2,282 1,925
Taxes 95
Supplemental Disclosure of Non Cash Transactions:    
Right-of-use assets obtained in exchange for new operating lease liabilities 5,252
Loan made to finance sale of premises and equipment 4,935
Other real estate acquired in settlement of foreclosed loans 2,761 3,851
Loans made to finance sale of foreclosed real estate 1,225 676
Transfer of premises and equipment to other real estate 125
Transfer of other real estate to premises and equipment 125
Change in unrealized gains (losses) on securities available-for-sale $ 391 $ 1,169