CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 16,559	$ 18,500
Interest-bearing deposits with banks	20,808	16,816
Federal funds sold	8	132
Total Cash and Cash Equivalents	37,375	35,448
Investment securities available-for-sale	68,231	70,011
Loans receivable	501,390	468,629
Allowance for loan losses	(6,086)	(6,072)
Net Loans	495,304	462,557
Bank premises and equipment, net	26,454	29,985
Equity securities (restricted)	2,570	2,802
Other real estate owned	7,506	10,655
Accrued interest receivable	1,956	1,848
Life insurance investments	12,356	12,274
Deferred taxes, net	5,152	5,285
Right-of-use assets - operating leases	5,252
Other assets	3,080	3,470
Total Assets	665,236	634,335
Demand deposits:
Noninterest bearing	159,475	151,914
Interest-bearing	33,770	40,213
Savings deposits	121,088	114,492
Time deposits	267,283	247,819
Total Deposits	581,616	554,438
Federal Home Loan Bank advances	7,858	13,758
Lease liabilities - operating leases	5,252
Accrued interest payable	394	331
Accrued expenses and other liabilities	3,265	2,395
Trust preferred securities	16,496	16,496
Total Liabilities	614,881	587,418
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock - $2.00 par value; 50,000,000 shares authorized; 23,356,632 and 23,354,457 shares issued and outstanding at September 30, 2017 and December 31, 2016, respectively	46,714	46,709
Common stock warrants	762	764
Additional paid-in-capital	13,966	13,965
Retained deficit	(10,889)	(14,065)
Accumulated other comprehensive loss	(198)	(456)
Total Stockholders' Equity	50,355	46,917
Total Liabilities and Stockholders' Equity	$ 665,236	$ 634,335