XML 33 R23.htm IDEA: XBRL DOCUMENT v3.8.0.1
CAPITAL (Tables)
9 Months Ended
Sep. 30, 2017
Capital [Abstract]  
Schedule of capital requirements

These ratios comply with Federal Reserve rules to align with the Basel III Capital requirements effective January 1, 2015.

                         
    Actual   Minimum Capital Requirement   Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars are in thousands)   Amount   Ratio   Amount   Ratio   Amount   Ratio
September 30, 2017:
Total Capital to Risk Weighted Assets:                                                
New Peoples Bank, Inc.     70,084       15.96 %   $ 35,119       8.0 %   $ 43,899       10.0 %
Tier 1 Capital to Risk Weighted Assets:                                                
New Peoples Bank, Inc.     64,590       14.71 %     26,339       6.0 %     35,119       8.0 %
Tier 1 Capital to Average Assets:                                                
New Peoples Bank, Inc.     64,590       9.84 %     26,249       4.0 %     32,811       5.0 %

Common Equity Tier 1 Capital

to Risk Weighted Assets:

                                               
New Peoples Bank, Inc.     64,590       14.71 %     19,754       4.5 %     28,534       6.5 %
                                                 

 

December 31, 2016:

                                               
Total Capital to Risk Weighted Assets:                                                
New Peoples Bank, Inc.     67,549       16.64 %   $ 32,476       8.0 %   $ 40,595       10.0 %
Tier 1 Capital to Risk Weighted Assets:                                                
New Peoples Bank, Inc.     62,462       15.39 %     24,357       6.0 %     32,476       8.0 %
Tier 1 Capital to Average Assets:                                                
New Peoples Bank, Inc.     62,462       9.93 %     25,149       4.0 %     31,436       5.0 %

Common Equity Tier 1 Capital

to Risk Weighted Assets:

                                               
New Peoples Bank, Inc.     62,462       15.39 %     18,268       4.5 %     26,386       6.5 %