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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 18 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES          
Net income $ 462 $ (157) $ 1,084 $ (229) $ (229)
Adjustments to reconcile net income to net cash provided by operating activities:          
Depreciation     $ 1,055 1,124  
Provision for loan losses          
Income (less expenses) on life insurance     $ (134) (101)  
Gain on sale of securities available-for-sale     (35) (4)  
(Gain) loss on sale of premises and equipment     (66) (40)  
Loss on sale of foreclosed real estate     (15) 117  
Adjustment of carrying value of foreclosed real estate     639 930  
Accretion of bond premiums/discounts     573 497  
Amortization of core deposit intangible       8  
Net change in:          
Interest receivable     104 254  
Other assets     (26) (478)  
Accrued interest payable     56 200  
Accrued expenses and other liabilities     (56) 346  
Net Cash Provided by Operating Activities     3,179 2,624  
CASH FLOWS FROM INVESTING ACTIVITIES          
Net decrease in loans     10,865 16,028  
Proceeds from sale of loans       2,905  
Purchase of securities available-for-sale     (25,202) (25,109)  
Proceeds from sale and maturities of securities available-for-sale     16,690 18,671  
Sale of Federal Home Loan Bank stock     30 247  
Purchase of Federal Reserve Bank stock     (37)    
Payments for the purchase of premises and equipment     (723) (1,167)  
Payments for the purchase of other real estate owned     (5)    
Proceeds from sales of premises and equipment     179 410  
Proceeds from insurance on other real estate owned     53    
Proceeds from sales of other real estate owned     760 1,365  
Net Cash Provided by Investing Activities     2,610 13,350  
CASH FLOWS FROM FINANCING ACTIVITIES          
Repayments to Federal Home Loan Bank     (600) (600)  
Net change in:          
Demand deposits     7,964 6,405  
Savings deposits     7,512 8,250  
Time deposits     (24,071) (16,769)  
Net Cash Used in Financing Activities     (9,195) (2,714)  
Net increase in cash and cash equivalents     (3,406) 13,260  
Cash and Cash Equivalents, Beginning of Period     35,560 54,680 $ 54,680
Cash and Cash Equivalents, End of Period $ 32,154 $ 67,940 32,154 67,940 $ 32,154
Supplemental Disclosure of Cash Paid During the Period for:          
Interest     $ 1,611 $ 1,877  
Taxes          
Supplemental Disclosure of Non Cash Transactions:          
Other real estate acquired in settlement of foreclosed loans     $ 1,869 $ 1,515  
Loans made to finance sale of foreclosed real estate     $ 148 $ 575