Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 18,199	$ 14,622
Interest-bearing deposits with banks	13,955	20,933
Federal funds sold		5
Total Cash and Cash Equivalents	32,154	35,560
Investment securities available-for-sale	107,741	100,069
Loans receivable	443,775	457,549
Allowance for loan losses	(8,734)	(9,922)
Net Loans	435,041	447,627
Bank premises and equipment, net	28,321	28,766
Equity securities (restricted)	2,376	2,369
Other real estate owned	15,338	15,049
Accrued interest receivable	1,871	1,975
Life insurance investments	12,402	12,268
Deferred taxes, net	5,091	4,988
Other assets	2,439	2,413
Total Assets	642,774	651,084
Demand deposits:
Noninterest bearing	150,980	143,950
Interest-bearing	30,501	29,567
Savings deposits	119,213	111,701
Time deposits	275,903	299,974
Total Deposits	576,597	585,192
Federal Home Loan Bank advances	3,558	4,158
Accrued interest payable	322	266
Accrued expenses and other liabilities	2,065	2,121
Trust preferred securities	16,496	16,496
Total Liabilities	599,038	608,233
STOCKHOLDERS' EQUITY
Common stock $2.00 par value; 50,000,000 shares authorized; 22,878,654 shares issued and outstanding	45,757	45,757
Common stock warrants	1,176	1,176
Additional paid-in-capital	13,672	13,672
Retained deficit	(16,601)	(17,685)
Accumulated other comprehensive income (loss)	(268)	(69)
Total Stockholders' Equity	43,736	42,851
Total Liabilities and Stockholders' Equity	$ 642,774	$ 651,084