Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended	18 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2015
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 5,925	$ 6,240	$ 11,706	$ 12,628
Federal funds sold	1		2	1
Interest-earning deposits with banks	29	47	55	85
Investments	423	348	849	690
Dividends on equity securities (restricted)	34	32	66	63
Total Interest and Dividend Income	6,412	6,667	12,678	13,467
INTEREST EXPENSE
Demand	9	10	18	19
Savings	44	49	85	98
Time deposits below $100,000	360	475	747	966
Time deposits above $100,000	251	323	522	662
FHLB Advances	38	50	78	103
Trust Preferred Securities	109	113	217	229
Total Interest Expense	811	1,020	1,667	2,077
NET INTEREST INCOME	5,601	5,647	$ 11,011	$ 11,390
PROVISION FOR LOAN LOSSES
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,601	5,647	$ 11,011	$ 11,390
NONINTEREST INCOME
Service charges	552	554	1,088	1,058
Fees, commissions and other income	823	705	1,537	1,634
Insurance and investment fees	132	97	256	183
Net realized gains on sale of investment securities		1	35	4
Life insurance investment income	34	19	69	36
Total Noninterest Income	1,541	1,376	2,985	2,915
NONINTEREST EXPENSES
Salaries and employee benefits	2,882	3,175	5,824	6,409
Occupancy and equipment expense	920	958	1,862	1,969
Advertising and public relations	72	121	129	238
Data processing and telecommunications	503	544	1,002	1,109
FDIC insurance premiums	221	376	439	750
Other real estate owned and repossessed vehicles, net	707	752	1,066	1,528
Other operating expenses	1,375	1,258	2,587	2,536
Total Noninterest Expenses	6,680	7,184	12,909	14,539
INCOME (LOSS) BEFORE INCOME TAXES	462	(161)	1,087	(234)
INCOME TAX EXPENSE (BENEFIT)		(4)	3	(5)
NET INCOME (LOSS)	$ 462	$ (157)	$ 1,084	$ (229)
Income (Loss) Per Share
Basic	$ 0.02	$ (0.01)	$ 0.05	$ (0.01)
Fully Diluted	$ 0.02	$ (0.01)	$ 0.05	$ (0.01)
Weighted Average Shares of Common Stock
Basic	22,878,654	21,872,293	22,878,654	21,872,293
Fully Diluted	22,878,654	21,872,293	22,878,654	21,872,293