Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 19,635	$ 18,770
Interest-bearing deposits with banks	32,124	35,908
Federal funds sold	5	2
Total Cash and Cash Equivalents	51,764	54,680
Investment Securities Available-for-sale	97,063	79,126
Loans receivable	463,942	493,023
Allowance for loan losses	(10,454)	(13,080)
Net Loans	453,488	479,943
Bank premises and equipment, net	29,359	29,976
Equity securities (restricted)	2,354	2,704
Other real estate owned	13,541	15,853
Accrued interest receivable	2,022	2,286
Life insurance investments	12,238	12,118
Intangible assets		8
Deferred taxes	5,167	5,446
Other assets	2,453	2,571
Total Assets	669,449	684,711
Demand deposits:
Noninterest bearing	145,823	137,745
Interest-bearing	30,607	30,138
Savings deposits	112,279	104,123
Time deposits	314,138	346,991
Total Deposits	602,847	618,997
Federal Home Loan Bank advances	4,458	5,358
Accrued interest payable	2,584	2,287
Accrued expenses and other liabilities	2,397	1,613
Trust preferred securities	16,496	16,496
Total Liabilities	628,782	644,751
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock $2.00 par value; 50,000,000 shares authorized; 21,872,293 shares issued and outstanding	43,745	43,745
Common stock warrants	2,050	2,050
Additional paid-in-capital	13,050	13,050
Retained earnings (deficit)	(17,761)	(17,925)
Accumulated other comprehensive income (loss)	(417)	(960)
Total Stockholders' Equity	40,667	39,960
Total Liabilities and Stockholders' Equity	$ 669,449	$ 684,711