Consolidated Statements Of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,186	$ 7,134	$ 18,814	$ 21,757
Federal funds sold	1	1	2	2
Interest-earning deposits with banks	37	43	122	146
Investments	366	220	1,056	612
Dividends on equity securities (restricted)	33	30	96	94
Total Interest and Dividend Income	6,623	7,428	20,090	22,611
INTEREST EXPENSE
Demand	9	20	28	69
Savings	42	45	140	161
Time deposits below $100,000	449	538	1,415	1,676
Time deposits above $100,000	312	381	974	1,184
FHLB Advances	47	60	150	186
Trust Preferred Securities	120	119	349	349
Total Interest Expense	979	1,163	3,056	3,625
NET INTEREST INCOME	5,644	6,265	17,034	18,986
PROVISION FOR LOAN LOSSES				550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,644	6,265	17,034	18,436
NONINTEREST INCOME
Service charges	580	586	1,638	1,684
Fees, commissions and other income	905	778	2,539	2,085
Insurance and investment fees	107	79	290	253
Net realized gains on sale of investment securities	(1)		3	99
Life insurance investment income	19	24	55	92
Total Noninterest Income	1,610	1,467	4,525	4,213
NONINTEREST EXPENSES
Salaries and employee benefits	3,201	3,334	9,610	9,991
Occupancy and equipment expense	939	1,040	2,908	3,148
Advertising and public relations	91	76	329	273
Data processing and telecommunications	563	447	1,672	1,323
FDIC insurance premiums	374	386	1,124	1,141
Other real estate owned and repossessed vehicles, net	402	758	1,930	1,390
Other operating expenses	1,295	1,238	3,831	3,853
Total Noninterest Expenses	6,865	7,279	21,404	21,119
INCOME BEFORE INCOME TAXES	389	453	155	1,530
INCOME TAX EXPENSE (BENEFIT)	(4)	6	(9)	(9)
NET INCOME	$ 393	$ 447	$ 164	$ 1,539
Income Per Share
Basic	$ 0.02	$ 0.02	$ 0.01	$ 0.07
Fully Diluted	$ 0.02	$ 0.02	$ 0.01	$ 0.07
Average Weighted Shares of Common Stock
Basic	21,872,293	21,871,170	21,872,293	21,870,240
Fully Diluted	21,872,293	21,871,170	21,872,293	21,870,240