Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 19,216	$ 18,770
Interest-bearing deposits with banks	48,717	35,908
Federal funds sold	7	2
Total Cash and Cash Equivalents	67,940	54,680
Investment Securities Available-for-sale	85,831	79,126
Loans receivable	471,646	493,023
Allowance for loan losses	(11,576)	(13,080)
Net Loans	460,070	479,943
Bank premises and equipment, net	29,649	29,976
Equity securities (restricted)	2,457	2,704
Other real estate owned	14,381	15,853
Accrued interest receivable	2,032	2,286
Life insurance investments	12,219	12,118
Intangible assets		8
Deferred taxes	5,188	5,446
Other assets	3,049	2,571
Total Assets	682,816	684,711
Demand deposits:
Noninterest bearing	143,334	137,745
Interest-bearing	30,954	30,138
Savings deposits	112,373	104,123
Time deposits	330,222	346,991
Total Deposits	616,883	618,997
Federal Home Loan Bank advances	4,758	5,358
Accrued interest payable	2,487	2,287
Accrued expenses and other liabilities	1,959	1,613
Trust preferred securities	16,496	16,496
Total Liabilities	642,583	644,751
Commitments and contingencies
STOCKHOLDERS' EQUITY
Common stock $2.00 par value; 50,000,000 shares authorized; 21,872,293 shares issued and outstanding	43,745	43,745
Common stock warrants	2,050	2,050
Additional paid-in-capital	13,050	13,050
Retained earnings (deficit)	(18,154)	(17,925)
Accumulated other comprehensive income (loss)	(458)	(960)
Total Stockholders' Equity	40,233	39,960
Total Liabilities and Stockholders' Equity	$ 682,816	$ 684,711