Consolidated Statements Of Income (Loss) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
INTEREST AND DIVIDEND INCOME
Loans including fees	$ 6,240	$ 7,370	$ 12,628	$ 14,623
Federal funds sold			1	1
Interest-earning deposits with banks	47	53	85	103
Investments	348	195	690	392
Dividends on equity securities (restricted)	32	36	63	64
Total Interest and Dividend Income	6,667	7,654	13,467	15,183
INTEREST EXPENSE
Demand	10	19	19	49
Savings	49	48	98	116
Time deposits below $100,000	475	556	966	1,138
Time deposits above $100,000	323	397	662	803
FHLB Advances	50	62	103	126
Trust Preferred Securities	113	117	229	230
Total Interest Expense	1,020	1,199	2,077	2,462
NET INTEREST INCOME	5,647	6,455	11,390	12,721
PROVISION FOR LOAN LOSSES				550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,647	6,455	11,390	12,171
NONINTEREST INCOME
Service charges	554	565	1,058	1,098
Fees, commissions and other income	705	586	1,634	1,307
Insurance and investment fees	97	97	183	174
Net realized gains on sale of investment securities	1		4	99
Life insurance investment income	19	29	36	68
Total Noninterest Income	1,376	1,277	2,915	2,746
NONINTEREST EXPENSES
Salaries and employee benefits	3,175	3,211	6,409	6,657
Occupancy and equipment expense	958	1,027	1,969	2,108
Advertising and public relations	121	124	238	197
Data processing and telecommunications	544	465	1,109	876
FDIC insurance premiums	376	379	750	755
Other real estate owned and repossessed vehicles, net	752	255	1,528	632
Other operating expenses	1,258	1,360	2,536	2,615
Total Noninterest Expenses	7,184	6,821	14,539	13,840
INCOME (LOSS) BEFORE INCOME TAXES	(161)	911	(234)	1,077
INCOME TAX EXPENSE (BENEFIT)	(4)	(34)	(5)	(15)
NET INCOME (LOSS)	$ (157)	$ 945	$ (229)	$ 1,092
Income (Loss) Per Share
Basic	$ (0.01)	$ 0.04	$ (0.01)	$ 0.05
Fully Diluted	$ (0.01)	$ 0.04	$ (0.01)	$ 0.05
Average Weighted Shares of Common Stock
Basic	21,872,293	21,871,063	21,872,293	21,869,768
Fully Diluted	21,872,293	21,871,063	21,872,293	21,869,768