Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 18,136	$ 18,770
Interest-bearing deposits with banks	57,185	35,908
Federal funds sold	3	2
Total Cash and Cash Equivalents	75,324	54,680
Investment Securities Available-for-sale	81,147	79,126
Loans receivable	482,746	493,023
Allowance for loan losses	(12,196)	(13,080)
Net Loans	470,550	479,943
Bank premises and equipment, net	29,553	29,976
Equity securities (restricted)	2,457	2,704
Other real estate owned	14,858	15,853
Accrued interest receivable	1,963	2,286
Life insurance investments	12,135	12,118
Intangible assets		8
Deferred taxes	5,324	5,446
Other assets	3,190	2,571
Total Assets	696,501	684,711
Demand Deposits:
Noninterest bearing	146,004	137,745
Interest-bearing	31,748	30,138
Savings deposits	112,706	104,123
Time deposits	339,754	346,991
Total Deposits	630,212	618,997
Federal Home Loan Bank advances	5,058	5,358
Accrued interest payable	2,381	2,287
Accrued expenses and other liabilities	2,228	1,613
Trust preferred securities	16,496	16,496
Total Liabilities	656,375	644,751
Commitments and contingencies
STOCKHOLDERS' EQUITY
21,872,293 shares issued and outstanding	43,745	43,745
Common stock warrants	2,050	2,050
Additional paid-in-capital	13,050	13,050
Retained earnings (deficit)	(17,997)	(17,925)
Accumulated other comprehensive income (loss)	(722)	(960)
Total Stockholders' Equity	40,126	39,960
Total Liabilities and Stockholders' Equity	$ 696,501	$ 684,711